Get Loans

With $1.5 million allocated for below-market-rate loans, down payment assistance and closing cost assistance, you can still benefit from the Commitment to Community program.

A Citizens Bank loan with the Commitment to Community program provides several great features and benefits.

• A minimum of 1 percent lower than current market rate

• Closing cost assistance

• Down payment assistance

• A fixed rate

Great News!

The Commitment to Community program has been a success in helping area residents make improvements to their homes throughout the City.

Due to the popularity of the exterior grant program we were able to allocate grant funds in just eight months. As a result, we are no longer accepting grant applications at this time.

Special Loan Program Still Available

Through the Commitment to Community program, Citizens Bank continues to offer loans to help you purchase a home or beautify your current residence in Wayne County. This website will help you to find out if a home qualifies and guide you through the application process.